Has over 30 years of experience in Banking which includes 20 years with Bank of India and 10 years with American Express Bank (1979-1989), in senior positions. He has worked overseas for a considerable period and possesses the right experience to lead CCIL. He has the experience of liaisoning and finalising deals with all Financial Intermediaries and Institutions including the Reserve Bank of India, Unit Trust of India, Development Banks, Corporates etc. and guides the Company to achieve its goals.